Mercury Capital Partners
$1.2B+
Capital advised
180+
Transactions
75+
Lender relationships
30+ yrs
Combined experience
Commercial Real Estate Debt Advisory

The independent advisor on your commercial real estate debt.

Mercury sizes and structures senior debt and runs the lender process — a senior partner on every deal, with one incentive: your best execution in the market.

The capital stack, structured layer by layer.
What we do

Senior debt, sized right and run competitively.

We advise owners, developers, and investors on how their deals are financed on the debt side — and we run the process to get them there.

01
Debt Sizing & Structuring
The maximum supportable senior loan against the constraints lenders actually use — DSCR, debt yield, LTV, amortization, and stress rates.
02
The Lender Process
A competitive process across banks, life companies, agencies, and debt funds to find the right structure and terms, where licensed or exempt.
03
Refinance & Proceeds Analysis
We pressure-test what an existing asset can refinance into today — and where rate and value movement has opened a financing gap.
Why Mercury

A boutique built around your deal — not a balance sheet.

Most capital comes with an agenda. Lenders need to place product; large brokerages route you to whoever’s available. We’re structured differently: an independent advisory firm, intentionally small, where the people you meet are the people who do the work.

That focus is the product. We take a limited number of engagements so each one gets a partner’s full attention — from first structuring call to closing.

01
Independent by design
No balance sheet to fill, no product to push. Our only incentive is the best execution available in the market.
02
Senior-led, start to finish
A partner runs every engagement personally. No junior hand-offs, no being someone’s smallest client.
03
Selective & focused
A limited number of engagements at a time means real depth on every deal — and faster, sharper decisions.
How it works

A clear path from deal to close.

01
Submit
Send us the deal: the property, the plan, and what you’re trying to accomplish.
02
Structure
We model the supportable debt and recommend the right structure for your objectives.
03
Run the lender process
We take it to our lender and capital network to source the right terms, where licensed or exempt.
04
Close
We manage the process through term sheet, diligence, and closing — and stay close after.
Property types & locations

Commercial real estate, where we have conviction.

We focus where we have the deepest lender relationships. If your deal fits, we move quickly.

View property types & locations →
Geographies
SunbeltMid-AtlanticWest CoastNortheastMidwestSouth
Property types
OfficeIndustrialRetailSelf-StorageHotels
Existing assets or new development projects. Pre-lease or CO deals OK depending on property type.
Office property at duskOffice
Industrial property at duskIndustrial
Retail property at duskRetail
Self-storage property at duskSelf-Storage
Hotel property at duskHotels
Technology-powered

Run your deal’s debt math before you call anyone.

Free tools built by capital markets advisors — not a generic calculator farm. Size the loan, test DSCR and debt yield, and see where the financing gap falls. Then, if it’s useful, have a partner pressure-test your numbers.

Tool outputs are educational estimates only — not loan quotes, commitments, or approvals.
The team

Technology-powered, human-driven.

Meet the team →
Mike Harris
Mike Harris
FL Real Estate Broker #BK3073536
Mike Jaworski
Mike Jaworski
FL Real Estate Sales Associate #SL3162075
Max Garbus
Max Garbus
Capital Markets
Andrew Shook
Andrew Shook
Capital Markets

Have a deal? Let’s talk.

Send us the details and a partner will get back to you. No obligation, full confidentiality.