Mercury Capital Partners
Services  /  CRE Debt Advisory

Commercial real estate debt advisory.

Mercury is an independent advisor on the debt side of commercial real estate. We help owners, developers, and investors understand what their assets can support, structure the right senior debt, and run a competitive lender process — with a senior partner on every engagement, where Mercury is licensed or exempt.

Discuss your financing scenario
How we run a process
01 Submit
02 Structure
03 Run the lender process
04 Close
Commercial office interior with city view
What we advise on

We focus on one thing and do it well: senior CRE debt.

Workstream 01
Debt sizing & structuring

Before you go to market, you should know what your asset actually supports. We model maximum proceeds against every binding constraint — DSCR, debt yield, LTV, amortization, interest-only, term, and stress rates — and translate that into a financing strategy.

Try it yourself — Loan Sizing & DSCR tools →
Constraints we model
DSCRDebt YieldLTVAmortizationInterest-OnlyTermStress Rate
Workstream 02
The lender process

We take a structured deal to the right lenders — banks, life companies, agencies, and debt funds — and run a competitive process to source terms, where licensed or exempt. You get options and a recommendation, not a single relationship’s best guess.

Capital sources
BanksLife CompaniesAgenciesDebt FundsBridge Lenders
Workstream 03
Refinance & recapitalization analysis

For existing assets, we test refinance proceeds against today’s constraints and identify any financing gap early, so you can plan rather than scramble.

How we run a process

Submit → Structure → Run the lender process → Close.

01
Submit
Send us the deal: the property, the plan, and what you’re trying to accomplish. We’ll tell you quickly whether it’s a fit.
02
Structure
We model the supportable debt and recommend the right structure for your objectives, with the binding constraint identified up front.
03
Run the lender process
We take it to our lender and capital network and run a competitive process to source the right terms, where licensed or exempt.
04
Close
We manage the process through term sheet, diligence, and closing — and stay close after.
Scope

What we do — and don’t — do.

Mercury advises on and helps arrange senior commercial real estate debt, where licensed or exempt. Our tools and guidance are about the debt side of the deal and the valuation inputs that drive it.

We do
Advise on and help arrange senior commercial real estate debt
Debt sizing, structuring, and lender-process management
Refinance and recapitalization analysis on the debt side
Senior-debt placement, where Mercury is licensed or exempt
We don’t
×Arrange, place, raise, market, or solicit equity
×Preferred equity or mezzanine capital
×Securities or investment interests
×Provide a lender marketplace or loan commitments
Want to size it yourself first?
Use our free CRE debt tools to test DSCR, debt yield, and the loan your asset supports — then bring us the numbers.
Explore the tools →

Have a deal? Let’s talk.

Send us the details and a partner will get back to you. No obligation, full confidentiality.