Category: Guides

How commercial real estate debt works — loan types, key terms, how loans are sized, and how the process runs. A plain-English guide for owners and developers.

Lenders size CRE loans against three constraints — DSCR, debt yield, and LTV — and the tightest one sets your proceeds. Here’s how each works, with a worked example.

NOI and cap rate set both your property’s value and how much debt it supports. Learn how the two connect — and why they drive your loan, not just your valuation.